Category Archives: Senior Health & Life Insurance

Do People Who Sign Up for Medicare Advantage Plans Have Lower Medicare Spending? – Tables

Table 1. Average Traditional Medicare Spending in 2015 for Beneficiaries who Switched to Medicare Advantage Or Stayed in Traditional Medicare in 2016, After Adjusting for Health Risk Factors Charac… Source: Do People Who Sign Up for Medicare Advantage Plans Have … Continue reading

Posted in Medicare, Senior Health & Life Insurance | Tagged , | Leave a comment

What you need to know about MACRA and Medicare

The Medicare Access and CHIP Reauthorization Act of 2015, or MACRA, is impacting Medicare beneficiaries, doctors, and hospitals. Although MACRA has several components, the most important is its establishment of new ways to pay physicians who work with Medicare beneficiaries.  … Continue reading

Posted in Medicare, Oregon Senior Health & Life Insurance, Senior Health & Life Insurance | Tagged , , | Leave a comment

Helping Clients Make the Connection Between Income and Medicare Premiums

  Clients newly enrolled in Medicare may not understand the connection between income and Medicare premiums. The IRS, the Social Security Administration (SSA), and the Centers for Medicare & Medicaid Services all play a part in the income-related monthly adjustment … Continue reading

Posted in Medicare, Senior Health & Life Insurance | Tagged , | Leave a comment

What your Medicare agent should do for you

Given that Medicare can seem like a confusing web of options, it’s no wonder that many consumers rely on licensed professionals for help. If you’re among those who turn to an agent or broker, it’s worthwhile making sure the person … Continue reading

Posted in Medicare, Oregon Senior Health & Life Insurance, Senior Health & Life Insurance | Tagged , | Leave a comment

Costly Confusion: Medicare’s Wellness Visit Isn’t The Same As An Annual Physical

When Beverly Dunn called her new primary care doctor’s office last November to schedule an annual checkup, she assumed her Medicare coverage would pick up most of the tab. The appointment seemed like a routine physical, and she was pleased … Continue reading

Posted in Medicare, Senior Health & Life Insurance | Tagged , | Leave a comment

Medicare and Employer Coverage

Medicare and Employer Coverage Medicare coordinates benefits with your employer coverage If you are 65 + (or turning 65 soon) and will have both Medicare and Employer Coverage too because you are still actively working, you have a number of … Continue reading

Posted in Group Health Care, Medicare, Oregon Senior Health & Life Insurance, Senior Health & Life Insurance | Tagged , , | Leave a comment

Are Medicare Doctors Taking New Patients

Medicare doctors are everywhere! Perhaps you’ve been feeling fearful about Medicare and wondering: Are Medicare doctors taking new patients? Fortunately, there are over 800,000 doctors who accept Medicare. In recent years there has been a lot of hype about doctors … Continue reading

Posted in Medicare, Oregon Senior Health & Life Insurance, Senior Health & Life Insurance | Tagged , | Leave a comment

Retiring Early + Facing a Coverage Gap? Health Insurance for Age 62 to 65

Retirement knows no official age – at least not generally speaking. In terms of benefits, however, there are some parameters: 62 is the age at which you can start receiving Social Security retirement benefits (the amount is reduced until you … Continue reading

Posted in Federal Marketplace Exchange, General Health, General Health and Life insurance, Health, Health Care Reform, Individual Health Insurance, Senior Health & Life Insurance | Leave a comment

Medicare Donut Hole Going Away in 2019 | 

Medicare Donut Hole Going Away in 2019 Great News: Medicare Donut Hole Ending in 2019 Bye-Bye Donut Hole! Ever since Medicare Part D rolled out in 2006, beneficiaries with high drug expenses have dreaded the donut hole. While we have … Continue reading

Posted in Medicare, Oregon Senior Health & Life Insurance, Senior Health & Life Insurance | Tagged , | Leave a comment

Medicare should warn enrollees on steep late sign-up penalties

For many Americans entering retirement, it comes as an unwelcome surprise: Medicare premiums become much more expensive if you do not sign up on time. The program tacks on a 10 percent penalty on monthly Part B premiums for each … Continue reading

Posted in Medicare, Oregon Senior Health & Life Insurance, Senior Health & Life Insurance | Leave a comment