Category Archives: Life Insurance

Term vs Whole Life Insurance

    For decades, studies have attempted to  explain the differences between term and whole life insurance. Regardless of how you choose to review the key differences the decision almost always boils down to cost: Is it affordable and will it fit into their budget? When … Continue reading

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Permanent Life Insurance, what is it and how does it work?

Permanent insurance provides lifelong protection and is known by a variety of names. These policies are designed and priced for you to keep over a long period of time. If you don't intend to keep the policy for the long … Continue reading

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Life Insurance Overview

Why is life insurance important? What are the benefits of life insurance? What are some life insurance choices? These were just a few of the questions that I received from my clients when I would review some risk management strategies … Continue reading

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Low cost term insurance.. look before you purchase

There’s no question that low cost term life insurance is what you should be looking for if you’re in the market for a term life policy. At the same time it’s important to understand that even if two policies have … Continue reading

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Life Insurance Gap Widens Among Gen Xers

Among Generation X households, the life insurance coverage gap — that is, the amount by which a breadwinner is underinsured for life insurance — rose by 24 percent to $448,996 over the five-year period ending in 2013, according to a … Continue reading

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5 Myths About Senior Life Insurance

Life insurance is for everyone, seniors included. By James Parsley. There’s a lot of misconceptions floating around out there about life insurance, especially Senior Life Insurance. Far too often, people accept what they hear at face value. Here are the … Continue reading

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Term Life Insurance for Seniors vs.Whole Life Insurance

  By James Parsley – There’s never a bad time to purchase life insurance. Seniors are likely contemplating buying some form of life insurance as part of handling the autumn of their lives. But it can be hard to sort … Continue reading

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Whole & Universal life policies and how they work.

“What’s in a name?” When it comes to buying life insurance, everything is in the name. Permanent life insurance is one such example of a name you will hear when you are in the process of buying life insurance. But … Continue reading

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5 Ways to Find Lower Term Life Insurance Rates

Term life insurance policies already offer the lowest life insurance rates out there. But there are ways to make a cheap term life policy even cheaper. Take a look at these five money-saving tips. 1: Lock in Low Term Life … Continue reading

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Term Insurance and Getting Married

A wedding should be a celebration. There’s no reason to interrupt the big day with a financial discussion. But soon after the big event you’ll need to have a serious financial conversation. And life insurance needs to be a part … Continue reading

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