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Changing the way, you think about health & life insurance

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Health Insurance

Health Insurance is coverage that provides for the payments of benefits as a result of sickness or injury. Includes insurance for losses from accident, medical expense, disability, accidental death, dismemberment, short term and dental. Each section listed below will take you to a web page that you can review and apply online for coverage.

The Federal Health Marketplace (ACA)

Is where individuals can buy qualified health benefit plans and recieve premium health tax credits.

Private or Individual Insurance is an available option.You won't receive any premium tax credits or subsidies with using private insurance. 

However, private exchanges will give you additional access with more plan options and in most cases larger networks.

Short-Term Medical Insurance Plans, (STM) is major medical insurance for individuals and families. It provides coverage that's designed for your needs, peace of mind and finanical well-being.

Dental Plans. Good oral health is important - not only to your teeth but to your overall health as well. But most health insurance plans don't include dental insurance, making dental insurance one of the most common types of private health insurance purchased by individuals.

Critical Illness plans. Critical illness coverage is an insurance product, where the insurer is contracted to typically make a lump sum cash payment if the policyholder is diagnosed with one of the critical illnesses listed in the insurance policy.

Gap Health Insurance. Health insurance deductibles and out-of-pocket costs can take a toll on your savings should an unexpected medical event occur to you or someone in your family. Metal Gap plans are bundled insurance benefits that can cover the cost of your deductible should an accident, critical illness or hospital confinement take place, reducing the burden and stress from your wallet


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